|
|
|
An Effective Management Tool
If your perception of conducting surveys is that they can be a
useful exercise but are too time consuming to prepare,
cumbersome to deploy and require considerable resources to
process the numerous responses into a meaningful report it...
Money management guide
When the prices of commodities are booming and expenditure is increasing in every manner, it becomes essential to make some planning for your income.
* The best way to take care of your money is to plan a budget. A budget should keep a track of...
Paying for business purchases on a charge or credit card can assist in small business management
According to americanexpress.com,Most small business owners rely
in some type of business plastic to acquire business-related
goods and services and pay for the costs of doing business.
Review the benefits listed below to make sure you get the...
Time Management Working to Succeed
Time management is the process of working to succeed. When we
are working to succeed, we are reaching our goals. Sometimes it
is difficult when time are constantly changing and problems get
in our way, so it is important to decide which plan...
Top Ten Tips About People Management
People management skills are vital for managers - it may sound simple, yet some managers find it so challenging. But there are just a few simple ideas that you can start to incorporate. To get the best results you have to be very good at Managing...
|
|
| |
|
|
|
|
|
|
Conservative Investment Management Pays for This Firm
It is genrally not a good idea for an independent financial adviser to endorse specific companies or products by name and this article is not intentionally written as an endorsement. But when another industry magazine printed an article sub-titled “American Skandia’s Stroke of Genius” for viewing by financial professionals only, it seems apparent that the outstanding actions of this company deserve further comment in public media.
In short, variable annuities are insured stock accounts where a private insurance company guarantees that investors will not lose money. That guarantee can be expensive to insurance companies, especially when the stock market perfumes poorly as is has in the past few years.
Some variable annuity companies are facing significant losses from these guarantees, to the point of threatening the financial stability of some very popular names in the financial services industry. But one of the
Associated Websites
largest issuer’s of variable annuities, American Skandia, has been able to avoid this financial risk through the use of unique but fundamentally sound investment management and accounting. In other words, by setting up automated systems to automatically manage money more conservatively during periods of declining stock prices, American Skandia has significantly outmaneuvered the market and avoided risk for its investors.
American Skandia is one of the few investment companies that offers a no-load account without investment commissions through independent investment advisers. It own distribution costs are minimal because the company does not maintain an internal sales force, but relies instead on the recommendations of independent financial advisers.
About the Author
Tony Novak is an independent writer and financial adviser in Narberth PA who provides OnlineAdviser services through MedSave.com and FreedomBenefits.org
|
|
|
|
|
|